As a homeowner, you know that your roof system is a long-lasting, durable component of your home. But, how long is a roof supposed to last? Most roofing systems last between 15 and 30 years before needing roof replacement, depending on the material used. Metal, for instance, can last up to 50 years, while standard shingle roofs typically last around 15 years. How long your roof is effective also depends on the level of expertise during roof installation. A poor installation can create roof problems from the very beginning.
Do I Need a New Roof?
So, how often should you replace your roof? There is no set amount of time your roof should last before you need a total roof replacement. However, there are indicators that can help you to identify when your roof should be replaced.
Events like severe weather and high winds can cause your roof material to become detached which can leave unprotected areas on your roof. While small amounts of missing material can typically be repaired with replacement material, a large area of missing material will need complete replacement.
Much like missing material, damaged material is ineffective at protecting your home. Water and debris can easily seep through openings in damaged material, wreaking havoc on your home. Multiple cracked, warped, and thinning shingles can signal the need for a new roofing system.
Severe Storm Damage
Storms are infamous for wrecking roofs as they pass over. High winds pull at material while hail knocks off the protective asphalt and creates divots. Heavy rains can begin to leak into the home under the newly damaged material, leading to wall and ceiling damage, mildew and rot, and peeling paint.
Fallen branches and other large objects can cause serious damage to your roof that cannot be repaired. Large holes, widespread material damage, and deep dents or divots will likely cause the need for a roof replacement in lieu of repair.
Sometimes, your roof hasn’t suffered any damage, but instead, is just nearing the end of its lifespan. A failing roof may need repairs more often or may begin to fade from harsh UV rays. As your material begins to degrade, repairs will become more costly and time-consuming, and a roof replacement may be less expensive in the long run.
If you have noticed any of these signs on your roofing system, a professional roofer can provide a roof estimate or inspection to determine the level of damage and the need for repair or replacement.
When Does Insurance Cover Roof Replacement?
At times, your homeowner’s insurance policy may cover your roof replacement. While your policy doesn’t cover aging or slowly-created damages, it most likely does cover problems like storm and debris damage. Since homeowner’s policies vary extensively from one to another, it’s a good idea to discuss your roof coverage with your insurance representative before damage occurs.
Most Homeowner’s Insurance Will Cover:
- Hail Damage
- Wind Damage
- Fallen Trees and Other Debris
- Heavy Rain Damage
- Fire Damage Caused by Lightning
- Animal Damage
The Typical Homeowner’s Policy Won’t Cover:
- Damage From Unrepaired Gradual Leaks
- Aged or Worn Roofing
- Damages That Are Old
- Insulation or Interior Damage From a Gradual Roof Leak or Leaky Pipes
Which is Better- a Metal Roof or Shingles?
It’s happened. You know you need a roof replacement. Now comes the difficult decision of deciding which material to use. Shingle and metal roofing are the two most common residential roofing choices in the country, and for good reason. These roofing materials offer extensive benefits and a range of options so you’re sure to find the perfect solution for your roofing needs.
One of the most prominent deciding factors in roof replacement is the cost. Shingle roofing is the most affordable type of roofing on the market when considering up front charges. These selections can often run at about half of what premium roof options will cost. However, the low maintenance and minimal repair requirements of metal roofing options can save considerable costs down the road.
Although shingles provide protection from weather, water, and other hazards, metal roofing can stand up to almost any threat, providing a roof system that protects your home for years. Even synthetic shingle options are no match for metal roof solutions which can stand up to the elements and also protect against mold, mildew, and rot.
Typical shingles are no match for a metal roofing system in term of lifespan. In fact, even synthetic shingles falter before metal roofing. Standard asphalt shingles have an expected lifespan of around 15 years while synthetic shingle material can last upward of 30. However, metal roofing has a life expectancy of 50 years and commonly lasts much longer.
The aesthetics of your home are very important and should play a role in your decision-making process. Shingle roofing options are available in almost every style, texture, and color you can imagine and can be easily replaced to match. Metal roofing is also versatile and has multiple style and color options. Metal shingles offer the appearance of tile, slate, and even wood while standing seam and other styles offer the traditional metal appearance. However, over time, metal can change color and fade, causing problems when repair or area material replacement is necessary.
What to Expect- Roof Replacement
When it comes time for a roof replacement, you may feel uneasy and overwhelmed with the decisions and procedures that must be completed. Knowing what to expect can help ease the stress of your roof project and create a hassle-free experience.
- Your roofing professional will inspect your roofing system to identify all damages and weaknesses.
- Your roofer will discuss options such as repair or restoration if applicable, and discuss your replacement material and method choices.
- Depending on your current roof system, your roofing team may complete roof removal to ensure proper attachment of the new roof. However, in some cases, removal isn’t needed and your new roof can be installed directly on top.
- Your roofing professionals will complete your roof replacement with the predetermined material for a roof that’s revived and reinvigorated.
The Millennium Home Design roofers walk you through each process to ensure you’re always in the loop with your roof replacement for a finished product you can be proud of.
Roof Replacement Experts You Can Trust
When you need roof replacement in the Fort Wayne, IN area, call the Millennium Home Design team first at (260) 440-2057 for experienced roofing that you can rely on. We provide detailed information and knowledgeable guidance so you can make the best decisions for your home’s roof. When you need roofing that’s effective and affordable, the Millennium Home Design team is here for you.